What you need to know

What is the return on investment (ROI) with a CDHP?

There is no easy answer to this question, as it depends on how effectively your CDHP is designed and implemented—and on the healthcare confidence of your employees. Understanding how your plan works is a critical part of successful implementation. Learning how to use the plan effectively has a direct impact on your return on investment. CDHP lowers healthcare costs by improving the culture of your organization. As such, the ROI is dependent on informed employees making healthier choices and spending less money on healthcare over time.

Through education, communication, and thoughtfully-designed incentive plans, you will engage, educate, and empower your employees with the knowledge and confidence to become savvy healthcare service shoppers.

The annual renewal process is when you measure the performance of your plan and look for opportunities for greater gain. Based on in-depth analysis of financial performance and discussions among your leadership in Human Resources and Finance, you will identify what worked well, and what areas need improvement. CDHP is a long-term solution and an evolutionary healthcare strategy built on the premise of continual learning by building a culture of consumerism, health, and wellness.

Coaches' Takeaway

The ROI for a CDHP is measured in hard and soft dollars. Hard costs, in the form of real dollars, can vary by employer and are highly dependent on plan design and carrier discounts off of traditional plans. Cost savings can be as high as 25% in the first year and typically generate annual renewals that consistently outperform local medical trends. Soft costs, in the form of improved health and higher levels of productivity, are harder to measure, but should be factored into the ROI determination.

Tools & Resources

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.


Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.


What you need to know