Boardroom
What you need to know
Are CDHPs & HDHPs the same thing?
One of the most common misperceptions about CDHPs is that they are only high-deductible health plans (HDHPs). This only tells half of the story. A CDHP is the combination of an HDHP paired with a healthcare account.
The HDHP component of a CDHP is often referred to as “catastrophic insurance,” because the deductibles are, by definition, higher than those of traditional health insurance plans ($1,000 or more) and they generally ask consumers to pay a portion of the cost of healthcare products and services before insurance coverage pays.
A consumer-driven health plan (CDHP) has a healthcare account that encourages more informed choices; without a healthcare account a high-deductible health plan is just an HDHP.
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Coaches' Takeaway
No. An HDHP without a healthcare account covers users only when they have incurred significant costs beyond the deductible. A CDHP is the combination of an HDHP and a healthcare account.
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Tools & Resources
CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.
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Library
Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.
Tools and resources
What you need to know