Classroom
What you need to know
Are CDHPs and HDHPs the same thing?
One of the most common misperceptions about CDHPs is that they are only high-deductible health plans (HDHPs). This only tells half the story. A CDHP is the combination of an HDHP paired with a healthcare account. The HDHP component of a CDHP is sometimes referred to as “catastrophic insurance,” because the deductibles are, by definition, higher than those of traditional health insurance plans and they generally ask consumers to pay a portion of the cost of healthcare products and services before insurance coverage kicks in. A consumer-driven health plan has a healthcare account; without a healthcare account, a high-deductible health plan is just an HDHP.
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Coaches' Takeaway
A CDHP is made up of two equally important parts: a lower premium, high-deductible health plan (HDHP) and a healthcare account.
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Tools & Resources
CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.
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Library
Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.
Classroom
What you need to know