Classroom

What you need to know

Can I use any primary care physician or must I be approved before going?

Healthcare accounts offer consumers a new way to pay for healthcare. When structured with a PPO, they allow consumers to make decisions without having to consult an insurer or a third party and to pay for current medical expenses while possibly saving for future ones, all on a tax-preferred basis. The best part: if you live a healthy and responsible lifestyle and don’t need to spend your funds on medical expenses, it’s yours to use in the future. If it’s not spent, it doesn’t go into someone else’s pocket like the money you’ve been contributing to traditional insurance plans. CDHP consumers are getting necessary and quality medical coverage. Doctors, medications, and hospitals are as available to them as they are to any other insured person. The difference is that the coverage is designed to have you think before you spend, take care of what’s really essential, and prevent wasting money on avoidable costs.

Coaches' Takeaway

If your CDHP is on a PPO chassis, you do not need approval. If it is an HMO, then you do need approval.

Tools & Resources

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Library

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.

Classroom

What you need to know