How do contributions work for different healthcare accounts?

The main features of each type of CDHP healthcare account structure are outlined in the table below

Employee funded
Immediately available
Employer sets maximum contribution allowed
Employee may forfeit on termination if they don’t elect to keep the benefit on COBRA (Consolidated Omnibus Budget Reconciliation Act’s continuation of benefits)

“Use it or keep it” —value
Employer funded
Tax preferred
Immediately available
Rollover can be capped
Employee forfeits on termination
Employee may forfeit on termination if they don’t elect to keep the benefit on COBRA

Coaches' Takeaway

Please review the table above.

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.

Classroom

What you need to know