Classroom

What you need to know

Are CDHPs and HDHPs the same thing?

One of the most common misperceptions about CDHPs is that they are only high-deductible health plans (HDHPs). This only tells half the story. A CDHP is the combination of an HDHP paired with a healthcare account. The HDHP component of a CDHP is sometimes referred to as “catastrophic insurance,” because the deductibles are, by definition, higher than those of traditional health insurance plans and they generally ask consumers to pay a portion of the cost of healthcare products and services before insurance coverage kicks in. A consumer-driven health plan has a healthcare account; without a healthcare account, a high-deductible health plan is just an HDHP.

Coaches' Takeaway

A CDHP is made up of two equally important parts: a lower premium, high-deductible health plan (HDHP) and a healthcare account.

Tools & Resources

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Library

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.

Classroom

What you need to know