IRS

What you need to know

If I have an HDHP and either an FSA or HRA, can I also have an HSA?

An employee covered by an HDHP and a health FSA or an HRA that pays or reimburses qualified medical expenses generally cannot make contributions to an HSA.

However, an employee can make contributions to an HSA while covered under an HDHP and one or more of the following arrangements: a limited-purpose health FSA or a post-deductible HRA.

Coaches' Takeaway

It depends on whether your HSA is covered under an HDHP, and on whether your other account is a limited-purpose FSA or HRA.

Tools & Resources

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Library

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.

IRS

What you need to know