Can I use my HSA money for a dependent's qualified medical expenses if that dependent is not enrolled on my account?

Yes, as long as the dependent is a spouse or a qualified tax dependent.

Coaches' Takeaway

Yes, as long as the dependent is not claimed on anyone else’s tax return.

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.

IRS

What you need to know