Compliance Office
What you need to know
What is a qualified high-deductible health plan (QHDHP)?
Qualified high-deductible health plan (QHDHP): A health insurance plan with lower premiums and higher deductibles than some traditional health plans. A QHDHP is designed with an annual deductible in which all covered medical expenses (except preventive care) apply toward that deductible, up to the annually-indexed, IRS approved limits. Participating in a QHDHP is a requirement for establishing a health savings account (HSA).
![](https://cdhpcoach.com/wp-content/uploads/2017/06/coaches-short.png)
Coaches' Takeaway
A QHDHP is defined by the Internal Revenue Service (IRS) every year. In 2017, it is designed with an individual deductible of no less than $1,300 for an individual and $2,600 for a family of 2 or more, with a maximum out-of-pocket not to exceed $7,150 for an individual and $14,300 for family coverage. All eligible healthcare services are subject to the annual deductible with the exception of qualified preventive care. Participating in a QHDHP is a requirement for the establishment and funding of a health savings account (HSA).
![](https://cdhpcoach.com/wp-content/uploads/2017/06/settings-2-70x70.png)
Tools & Resources
CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.
![](https://cdhpcoach.com/wp-content/uploads/2017/06/037-newspaper-70x70.png)
Library
Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.
Compliance Office
What you need to know