A non-qualified high deductible health plan (NQHDHP) is a health insurance plan with lower premiums and higher deductibles than many traditional health plans. A NQHDHP is different than a QHDHP in that it does not require all covered medical expenses to apply toward an annual deductible. A NQHDHP may be structured with a Health Reimbursement Arrangement (HRA) or a Flexible Spending Account (FSA). You may not establish an HSA with a NQHDHP because it does not meet the IRS definition of a QHDHP.

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.