What happens to my HSA account if I am no longer enrolled in a CDHP?

The money in your HSA is yours! While you may not continue to contribute to your account, you may continue to use the balance in your account to pay for eligible medical expenses without incurring any penalties. Note, you can NOT continue to contribute to the account if you are not enrolled in a QHDHP.

Coaches' Takeaway

The money in the account is yours. You do not lose the money, but you may not continue contributing to it if you are not enrolled in a CDHP.

Tools & Resources

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.


Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.