A health savings account (HSA) is a tax-exempt trust or custodial account that you set up with a qualified HSA trustee to pay or reimburse certain medical expenses you incur.

Administration of the HSA is usually delivered by a qualified HSA custodian, which in most cases is a banking institution. The bank will typically charge an account set-up charge and a per-participant per-month fee. Any interest earned on positive balances is retained by the account owner, and the funds can be invested as well.

The HSA is not a COBRA-eligible benefit, but employees take any positive balances with them when they terminate employment.

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.