As an employer providing health insurance benefits, you are also a client. Once you’ve weighed the pros and cons of traditional health insurance plans against those of CDHPs, you have a decision to make. If you’ve decided the CDHP philosophy is consistent with your company’s culture and that you’d like to offer your employees the opportunity to participate in a CDHP and improve their physical and financial well-being, you’ve made a wonderful first step.

Deciding to offer this opportunity to your employees doesn’t have to be an all-or-nothing proposition. Companies across the country are phasing in CDHPs gradually. In the first year the program is offered, national averages show 5–7 percent of your employees will enroll. Over the course of the year, as news travels, CDHPs will grow in popularity. First adopters will share their experiences and as employees gain confidence, more of them will migrate at open enrollment. Enrollment will grow each year and so will your employees’ healthcare confidence.

It is a common misperception that CDHPs are meant for the young, healthy, and wealthy, and that they leave older or sicker people or people with modest incomes stuck in traditional plans or without insurance of any kind.

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.