Doctor’s Office
What you need to know
What is the difference between in-network and out-of-network providers?
In-network providers have a contract (to provide care at a pre-arranged, discounted cost) with your insurer and out-of-network providers do not. To help you make the most of your healthcare account dollars, you will want to access in-network providers. It is important to pay particular attention and be diligent about keeping track of your in-network and out-of-network spending.
Be aware—there are different rules that may apply to in-network and out-of-network care. Most plans that include provider networks apply different out-of-pocket limits, deductibles, or both, to in-network and out-of-network care. Know your plan details and be diligent in keeping track of your in-network and out-of-network spending. Pay particular attention and adjust any of your provider choices if you’re close to satisfying one limit but not the other.
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Coaches' Takeaway
In-network providers have a contract (to provide care at a pre-arranged, discounted cost) with your insurer and out-of-network providers do not. To help you make the most of your healthcare account dollars, you will want to access in-network providers. It is important to pay particular attention and be diligent about keeping track of your in-network and out-of-network spending.
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Tools & Resources
CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.
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Library
Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.
Doctor’s Office
What you need to know