If your HDHP is a PPO, then the answer is “yes”. You decide what kinds of services you will receive and what facilities you will access. If you are covered on a HDHP that is a HMO, then you must continue to designate a primary care physician and secure a referral to access care solely within the HMO network.

In a CDHP, it’s your money and it’s your decision—who knows what you need better than you?

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.