The CDHP solution focuses on improving health and reducing avoidable unnecessary healthcare costs. Some employers worry that consumers will avoid accessing necessary care in order to save money. CDHPs have several features in place to ensure that this doesn’t become an issue. One feature is account ownership: taking better care of yourself is one of the fundamental principles of the CDHP solution. Another feature is the preventive care that is offered at no charge to the consumer because it is not subject to the deductible.

Targeted cost saving is an issue for all health insurance plans, but what differentiates health plans is the way they approach that effort. Through plan design, decision makers at traditional insurance plans decide where money should be saved and where it should be spent. Basically, they decide what kinds of services will be paid for and which facilities the consumer will access. In a CDHP, it’s your money and it’s your decision. CDHPs encourage broad consumer education and provide more healthcare choices so users can make informed decisions in times of illness and stress—or, even better, before health problems occur.

CDHPCoach’s Storage Facility, where the Coach has organized and compiled a vast amount of tools and resources for you to access.

Housed here are key components and information within the book, Bend the Healthcare Trend which was the impetus behind the CDHPCoach.